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Planning for Long-Term Care

Abstract Details

2020, Master of Gerontological Studies, Miami University, Gerontology.
Long-term care planning (LTCP) reduces older adults' risk of financial instability as they age. The risk of needing long-term care (LTC) increases with age, and there is no universal government program. The study assesses what factors are associated with LTCP, focusing on the factors closely associated with LTC use and sociodemographic variables. Using data from the 2016 wave of the Health and Retirement Study, a series of logistic regression models were fitted looking at LTCP. LTCP was a composite of two variables: planning via the purchase of LTC insurance or planning by living in a retirement community. The two variables were combined, and a respondent who completed one, or both, types of planning were considered LTC planners. Sociodemographic factors, including age, gender, education level, relationship status, and household size, were significantly associated with LTCP. A participant's belief that a relative or friend would help with future care also increased the odds of LTCP. Those who were female and had higher levels of education were more likely to plan. Sociodemographic variables were found to play a more significant role than health status and functional health, suggesting that focusing on demographics will be more effective in understanding who plans for LTC.
Robert Applebaum (Committee Chair)
Sara McLaughlin (Committee Member)
Jane Straker (Committee Member)
28 p.

Recommended Citations

Citations

  • Yauk, J. A. (2020). Planning for Long-Term Care [Master's thesis, Miami University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=miami1605102319925788

    APA Style (7th edition)

  • Yauk, Jessica. Planning for Long-Term Care . 2020. Miami University, Master's thesis. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=miami1605102319925788.

    MLA Style (8th edition)

  • Yauk, Jessica. "Planning for Long-Term Care ." Master's thesis, Miami University, 2020. http://rave.ohiolink.edu/etdc/view?acc_num=miami1605102319925788

    Chicago Manual of Style (17th edition)