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muhonors1209148205.pdf (548.04 KB)
ETD Abstract Container
Abstract Header
The Effects of Gender, Age, Education, and Risk Tolerance on Credit Card Balances
Author Info
Wilson, Theresa M.
Permalink:
http://rave.ohiolink.edu/etdc/view?acc_num=muhonors1209148205
Abstract Details
Year and Degree
2008, Bachelor of Science in Business, Miami University, School of Business Administration - Finance.
Abstract
I examine the relationship between key demographic and financial characteristics of single men and women and their respective credit card balances. I examine these relationships using data from the United States Federal Reserve Board Survey of Consumer Finances on the finances of 3,511 men and women. Controlling for several factors, I find that age, race, education, and net worth, but not risk tolerance, have a significant impact on the ratio of credit card balances to income for women. Alternatively, risk tolerance, education, and net worth, but not age or race, have a significant impact on the ratio of credit card balances to income for men.
Committee
Yvette Harman, PhD (Committee Co-Chair)
Kelly Brunarski, PhD (Committee Co-Chair)
Janice Taylor (Committee Member)
Pages
51 p.
Subject Headings
Finance
Keywords
Financial Literacy
;
Credit Cards
;
Survey of Consumer Finances
;
Risk Tolerance
Recommended Citations
Refworks
EndNote
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Citations
Wilson, T. M. (2008).
The Effects of Gender, Age, Education, and Risk Tolerance on Credit Card Balances
[Undergraduate thesis, Miami University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=muhonors1209148205
APA Style (7th edition)
Wilson, Theresa.
The Effects of Gender, Age, Education, and Risk Tolerance on Credit Card Balances.
2008. Miami University, Undergraduate thesis.
OhioLINK Electronic Theses and Dissertations Center
, http://rave.ohiolink.edu/etdc/view?acc_num=muhonors1209148205.
MLA Style (8th edition)
Wilson, Theresa. "The Effects of Gender, Age, Education, and Risk Tolerance on Credit Card Balances." Undergraduate thesis, Miami University, 2008. http://rave.ohiolink.edu/etdc/view?acc_num=muhonors1209148205
Chicago Manual of Style (17th edition)
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Document number:
muhonors1209148205
Download Count:
4,720
Copyright Info
© 2008, all rights reserved.
This open access ETD is published by Miami University Honors Theses and OhioLINK.