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Microfinance in Brazil: Government Polices and Their Effects

Serpa, Flavio A.
http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1196694689

Abstract Details

2008, Master of Arts (MA), Ohio University, International Studies - Latin America.
This thesis investigates the policies adopted by the Brazilian president, Mr. Luís Ignácio Lula da Silva, as a result of campaign promises towards microfinance. Data were collected from Brazilian government institutions, from microfinance institutions’ websites and from interviews with institutions’ managers. The study analyzes how effective these policies were in fighting the existent barriers upon the sector and promoting its development. After Mr. da Silva’s term, the sector has made significant improvements in the number of institutions, number of clients, and the active loan portfolio volume. Despite the success, however, the government actions did not deepen the sector sustainability and its policies are oriented much more towards microcredit than microfinance, following an old paradigm for finance to the poor. This study recommends that the Brazilian government, as a second step, supports microfinance institutions, through regulations and policies, in order to facilitate their sustainability and lower their dependence on the government.
Julia Paxton (Advisor)
117 p.
Microfinance in Brazil; Microfinance; Government Policies in Microfinance; Finance to the poor

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Citations

  • Serpa, F. A. (2008). Microfinance in Brazil: Government Polices and Their Effects [Master's thesis, Ohio University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1196694689

    APA Style (7th edition)

  • Serpa, Flavio. Microfinance in Brazil: Government Polices and Their Effects. 2008. Ohio University, Master's thesis. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1196694689.

    MLA Style (8th edition)

  • Serpa, Flavio. "Microfinance in Brazil: Government Polices and Their Effects." Master's thesis, Ohio University, 2008. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1196694689

    Chicago Manual of Style (17th edition)

ohiou1196694689
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© 2008, all rights reserved.
This open access ETD is published by Ohio University and OhioLINK.