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ETD Abstract Container

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College Students and Credit Card Use in the Twenty-first Century

Li, Zhong-Wen
http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1299878749

Abstract Details

2011, Master of Arts (MA), Ohio University, Sociology (Arts and Sciences).
The issue of college credit card use has been studied in the United States for decades. This work explores the differences of credit card use between American and Taiwanese college students sampled at Ohio University and National Hsinchu University of Education in Taiwan. Based on sociological theories and Chinese culture, three variables—stigma of debt, fear of financial risks, and distrust of banks—are proposed to explain different credit card use results from culture. The connection between attitudes toward credit cards and five variables, which are credit card ownership, stigma of debt, fear of financial risks, distrust of banks, and parents‘ suggestions about credit card risks, were tested. The findings suggest that cultural factors—stigma of debt, distrust of banks, and fear of financial risks— and structural/institutional factors—credit card law, financial support from family members, and access to credit cards on campus—contribute to American and Taiwanese college students‘ different attitudes toward credit cards. The findings also imply that structural factors are powerful to affect consumer behaviors in different countries.
Deborah Thorne (Committee Chair)
Jieli Li (Committee Member)
Leon Anderson (Committee Member)
75 p.
Sociology
college credit card use; financial management; Taiwanese college credit card use; rationalization; cultural habitus; stigma of debt; distrust of banks; fear of financial risks; credit card law; financial institutions

Recommended Citations

Citations

  • Li, Z.-W. (2011). College Students and Credit Card Use in the Twenty-first Century [Master's thesis, Ohio University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1299878749

    APA Style (7th edition)

  • Li, Zhong-Wen. College Students and Credit Card Use in the Twenty-first Century. 2011. Ohio University, Master's thesis. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1299878749.

    MLA Style (8th edition)

  • Li, Zhong-Wen. "College Students and Credit Card Use in the Twenty-first Century." Master's thesis, Ohio University, 2011. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1299878749

    Chicago Manual of Style (17th edition)

ohiou1299878749
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© 2011, all rights reserved.
This open access ETD is published by Ohio University and OhioLINK.