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Assessing Outreach and Sustainability of Microfinance Institutions in Cambodia

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2015, Master of Arts (MA), Ohio University, Asian Studies (International Studies).
Microfinance has been playing a vital role to assist the poor with day-to-day living needs to gain access to credit in order to smooth their consumption and start small businesses. The microfinance sector in Cambodia seems to grow fast, and the scale has been increasing rapidly over the last several years. However, it is uncertain that the industry of microfinance is growing with sustainability. This paper analyzes the outreach and sustainability of microfinance institutions (MFIs) in Cambodia. This quantitative research uses descriptive statistics and linear regression analysis to illustrate the trends and determinants of outreach and sustainability level of Cambodian MFIs. To achieve the long-term sustainability and outreach, the conclusion suggests that the MFIs should: 1) diversify profit and risk portfolio by targeting a wide range of clients in addition to the poor, 2) increase the cost efficiency, 3) maintain the growth of the loan at steady rate, and 4) pay attention to institutional experience, and 5) mobilize more savings.
Julia Paxton, PhD (Advisor)
Shamila Jayasuriya, PhD (Committee Member)
Gene Ammarell, PhD (Committee Member)
65 p.

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Citations

  • Heng, S. (2015). Assessing Outreach and Sustainability of Microfinance Institutions in Cambodia [Master's thesis, Ohio University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1429731492

    APA Style (7th edition)

  • Heng, Sophyrum. Assessing Outreach and Sustainability of Microfinance Institutions in Cambodia. 2015. Ohio University, Master's thesis. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1429731492.

    MLA Style (8th edition)

  • Heng, Sophyrum. "Assessing Outreach and Sustainability of Microfinance Institutions in Cambodia." Master's thesis, Ohio University, 2015. http://rave.ohiolink.edu/etdc/view?acc_num=ohiou1429731492

    Chicago Manual of Style (17th edition)