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Diffusion of Innovation and Fraud in the Subprime Mortgage Market

Koller, Cynthia

Abstract Details

2010, PhD, University of Cincinnati, Education, Criminal Justice, and Human Services: Criminal Justice.
White-collar crime in the form of fraud in the subprime mortgage market has been credited with contributing to the current global financial crisis. Subprime lending is a relatively new phenomenon, and its use and abuse spread rapidly throughout the financial industry over the past two decades. This project examines (1) the growth in subprime lending and fraud in the United States mortgage industry; (2) how industry practitioners perceived, utilized, and reinvented the subprime innovation for legitimate and fraudulent use; and (3) the potential of contemporary criminological and diffusion theories to extend our understanding of white-collar crime opportunity structures. Using diffusion of innovations theory as an interpretive framework, insight into how and why opportunities diffuse throughout a business system is provided, and the opportunity perspective of white-collar crime is extended.
James Frank, PhD (Committee Chair)
Michael Benson, PhD (Committee Member)
John Eck, PhD (Committee Member)
Laura Patterson, PhD (Committee Member)
170 p.

Recommended Citations

Citations

  • Koller, C. (2010). Diffusion of Innovation and Fraud in the Subprime Mortgage Market [Doctoral dissertation, University of Cincinnati]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=ucin1282050951

    APA Style (7th edition)

  • Koller, Cynthia. Diffusion of Innovation and Fraud in the Subprime Mortgage Market. 2010. University of Cincinnati, Doctoral dissertation. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=ucin1282050951.

    MLA Style (8th edition)

  • Koller, Cynthia. "Diffusion of Innovation and Fraud in the Subprime Mortgage Market." Doctoral dissertation, University of Cincinnati, 2010. http://rave.ohiolink.edu/etdc/view?acc_num=ucin1282050951

    Chicago Manual of Style (17th edition)