Skip to Main Content
 

Global Search Box

 
 
 
 

Files

File List


Dissertation j popovich 7-6-18 final.pdf (4.8 MB)

ETD Abstract Container

Abstract Header

Describing the Effects of Select Digital Learning Objects on the Financial Knowledge, Attitudes, and Actual and Planned Behavior of Community College Students

Popovich, Jacob John, Jr
http://orcid.org/0000-0002-3426-9580
http://rave.ohiolink.edu/etdc/view?acc_num=osu1530873518835871

Abstract Details

2018, Doctor of Philosophy, Ohio State University, EDU Physical Activity and Educational Services.
Many college students struggle financially, and student debt continues to grow in the United States. Students that complete a degree can have high monthly student loan payments, and those that do not complete a degree can struggle financially even more. There is a growing amount of research examining methods to reduce these financial challenges. Since financial knowledge, attitudes and behaviors have been studied as to how they impact student debt, the purpose of this study was to examine financial knowledge, attitudes, and behaviors of community college students and consider an educational intervention as a possible way to impact those variables. The intervention was in the form of exposing students to a series of short, specific, digital learning objects. The research objectives of this study were to describe community college students’ financial knowledge, financial attitudes, planned financial behaviors, and actual short-term financial behaviors in the areas of budgeting/saving, credit, and student loans, before and after exposure to the digital learning objects. There was a statistically significant treatment effect for financial knowledge, but not for financial attitudes. For financial behaviors, six unique intended and actual financial behaviors were examined, with half of them showing a significant difference after exposure to the digital learning objects. Planned and actual behaviors in the areas of budgeting, saving, and payment behavior were most effected. Certain ages and racial groups reported salient results in some areas. Students identifying as Black/African American had lower than average scores and lessor treatment effects for financial knowledge, higher than average rates of behavior and higher treatment effects for monthly budgeting, and lower rates of behavior and lower treatment effects for positive payment behaviors. Students under 25 years old reported below average behaviors and treatment effects for monthly budgeting, savings, and payment behaviors. Educators can add this study to the growing body of research regarding the effectiveness of digital learning objects and other open education resources as effective learning supplements. Researchers can examine which learning objects and other resources are most effective based on subject matter, as well as student demographics. The implications for both groups are that digital learning objects can be employed to aid in student learning, and further study is recommended to gain more detailed insights.
Christopher Zirkle, Dr. (Committee Chair)
Caezilia Loibl, Dr. (Committee Co-Chair)
Melena Whittington, Dr. (Committee Member)
163 p.
Adult Education; Community College Education; Education Finance; Educational Technology; Finance; Teaching; Technology
Student Debt; Community College Students; Student Financial Wellness; Student Financial Literacy; Digital Learning Objects; Open Educational Resources; Adult Education; Distance Learning; Distance Education; Planned Behavior; Theory of Planned Behavior

Recommended Citations

Citations

  • Popovich, Jr, J. J. (2018). Describing the Effects of Select Digital Learning Objects on the Financial Knowledge, Attitudes, and Actual and Planned Behavior of Community College Students [Doctoral dissertation, Ohio State University]. OhioLINK Electronic Theses and Dissertations Center. http://rave.ohiolink.edu/etdc/view?acc_num=osu1530873518835871

    APA Style (7th edition)

  • Popovich, Jr, Jacob. Describing the Effects of Select Digital Learning Objects on the Financial Knowledge, Attitudes, and Actual and Planned Behavior of Community College Students. 2018. Ohio State University, Doctoral dissertation. OhioLINK Electronic Theses and Dissertations Center, http://rave.ohiolink.edu/etdc/view?acc_num=osu1530873518835871.

    MLA Style (8th edition)

  • Popovich, Jr, Jacob. "Describing the Effects of Select Digital Learning Objects on the Financial Knowledge, Attitudes, and Actual and Planned Behavior of Community College Students." Doctoral dissertation, Ohio State University, 2018. http://rave.ohiolink.edu/etdc/view?acc_num=osu1530873518835871

    Chicago Manual of Style (17th edition)

osu1530873518835871
951
© 2018, all rights reserved.
This open access ETD is published by The Ohio State University and OhioLINK.